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How can you Easily Pay Using Mobile Payment Apps?

Published on 27 February 14

Necessity is the mother of invention. Today's gadget-filled world has made it possible for the mobile users to shop via mobile as well as pay for them flexibly using the mobile apps. The increasing amount of Mobile shopping has led to increase in mobile payments. Apart from NFC which allows to pay by tapping the mobiles, there are many mobile apps which perform the action of handling mobile wallets or mobile payments. The Android app development company and iPhone development company have equally contributed in managing mobile apps to make payments

People prefer mobile payments since it is time saving, easy accessibility 24/7, as well as provides option to pay on the go. It is estimated that by 2017, around $1.3 Trillion amount of payments will be made via mobiles and tabs.

Among different mobile payment methods, few are discussed below.

1) Square

Square was founded in 2010 for making electronic payment. The credit card reader can be connected with the android or iphone device to swipe the cards. The charge is about 2.75% per swipe. The square app provides the best point-of-sale feature with options to view complete sales history. The payment is sent within 1-2 business days.

2) Zong

This is an interesting way of paying online for the items purchased. The user has to simply provide the mobile number in order to make payments. A four-digit code is generated and sent to the mobile device. The user has to enter the PIN to complete the transaction. Zong can be helpful when the amount to be paid is not too high to use a credit card. The amount will be reflected in the phone bill.

3) Google Wallet

This smart wallet by the android developers and iPhone developers defines option for paying via mobile and keeps the balance in the mobile, as well as maintains the offers and loyalty. The user can use the near field communication to tap the mobiles for making payments or money transfer or withdraw cash from ATM. All the transaction are completely secured with options to safely turn-off the account in case of mobile theft.

4) Dwolla

This app is found in iTunes and Google play. It avoids the use of plastic cards or ATM. It sends money via Dwolla network using internet . It send money via facebook, twitter, linkedin, email, SMS etc. Dwolla maintains a list of nearby Dwolla users for easy payment transaction.

5) Intuit GoPayment

This Android and iPhone app allows to accept the credit card easily using the free card reader. The charges are very nominal with a low swipe rate of 2.75% per swipe or a $12.95 per month with swipe rate of 1.75% per swipe. The GoPayment allows to accept card anywhere at anytime. It also integrates with QuickBooks which helps to manage the accounts easily.


Verifone's SAIL for iOS device is similar to square and allows to swipe credit cards to accept the payments with normal 2.75% transaction fee which gets reduced to 1.95% with monthly $10 subscription. SAIL supports multiple users and devices below one merchant for secured payment transaction without any clash in account information. It allows for faster checkout process with customized receipts on facebook, twitter etc.

7) PayAnywhere

This is another credit card reader for iPhone, Android, and Blackberry devices. It charges about 2.69% per swipe without any monthly fees. User can view sales trend along with built-in reports. The customer also receives electronic receipts.

8) CorPay

CorPay mobile wallet is NFC based or non-NFC based wallet that allows the users to make the payments easily via credit card, debit card, prepaid etc. It also enables the option to handle loyalty and redemption.

9) Isis

This free mobile wallet is a contribution of iphone and android mobile app developers which uses NFC for making payments. One can easily freeze the account in case of lost or stolen with just a call. Loyalty points can be handled easily with this wallet without any need for plastic cards.

10) PassBook

This app is useful while buying flight tickets and to add pass to passbooks with location-based information. Barcode scanner option is also available to add a pass. The pass can be shared with others via messages, email etc.
This blog is listed under Development & Implementations and Mobility Community

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